There’s a wide range of discounts available from auto insurance companies. In case you didn’t know about them, the best thing to do is ask your agent if you’re eligible for any. Or check out this list.
Multi-Policy
If you bundle multiple types of insurance like homeowners or renters insurance with your auto insurance from the sm company, you may get between 5% to 25% off.
Multi-Car
You can get between 8% to 25% off if you insure more than one car with the same insurance company.
Car Safety
If your car has safety equipment like ABS, airbags, DRLs, you may get a small discount.
New Car
If your vehicle is under three years old, you may qualify for a 10% to 15% discount.
Anti-Theft
If your car has anti-theft measures that you can get 5% to 25% off of your comprehensive coverage.
Good Driver
If you have not had an accident in five years, you can get up to 40% off. Keep your driving record clean.
Defensive Driver
If you take an approved defensive driving course and are over 50 years old, you could get up to 10% off.
Good Student
If you or your student driver goes to school or college full-time and meets certain requirements, you could get between 8% and 25% off.
Student Away at School
If your kid is away at college without a car, is under 25 years, and over 100 miles from home, you could get a discount.
Pay in Full
If you pay for the full term of your car insurance, you may be eligible for a 10% discount.
EFT
If you pay in installments and transfer using automatic withdrawals, you can get a small discount.
Paperless
If you’re willing to go paperless and get your policy documents and bills electronically, you may be eligible for a discount.
Online quote
If you get your insurance quote online from certain companies and sign up for a policy, they may offer a discount between 4% and 12%.
Occupational
If you’re an educator, military personnel, or something similar, you could be eligible for a 15% discount.
Usage-based
If you drive under 10,000 miles per year, then you can definitely apply for usage-based discounts.
